Our free financial review consists of analysing your situation including a detailed budget and assessing what options you have. If we can’t provide a solution to your problem, we will find someone who can.

A Part IX Debt Agreement is a formal arrangement between you and your creditors. This option provides a solution to people who are struggling to meet their financial commitments. This option also freezes interest, stops annoying phone calls from collectors, stops impending legal action and combines all unsecured debt into one affordable repayment amount that you can manage.

A Part X Personal Insolvency Agreement is a great option for individuals or couples who have a high level of unsecured debt (Above $108,162.60). This option is available for high income earners also (Above $81,121.95 per annum after tax). Essentially this solution provides protection of your assets, stops you from going bankrupt and assists you with a consolidated repayment amount for all your unsecured debt.

Bankruptcy is a legal process that releases a person from almost all of their debts. This is the last resort for individuals who can not satisfy their creditors demands. In bankruptcy you can lose your assets although there is a possibility of maintaining them. Many individuals are terrified by this option but it is not the end of the world and you can still live a very happy life.